According to a study by Javelin Strategy and Research, hackers made more than $21 billion from more than 12.6 million victims in 2012. Hackers obtain your personal information in many different ways. However, here are some of the most common ways they can hack into your personal accounts.
1. Through passwords. Using easily detected passwords make your account easily accessible. Also, using the same password for multiple accounts makes your information that much easier to get to. Try making a different password for each account. Make sure the passwords are strong, write them down, and keep them in a safe place.
2. Public Wi-Fi. Although it is tempting to use free Wi-Fi, experts say to use your 3G or 4G data when away from the home or office. Hackers can easily see everything you are doing when on public Wi-Fi.
3. Creating user IDs on retail websites. Many retail websites will have your store your credit card information for fast and efficient check outs. However, this is very dangerous. If a particular website gets hacked, your personal credit card information will be obtained.
4. Using multiple credit cards for online purchases. Experts recommend using a payment service such as PayPal to really protect your personal information. If not, limit your purchases online to one credit card account.
5. Revealing too much on social media. Social media can be a fun place to stay connected with friends, but when you reveal too much it allows hackers to find out more about your personal life than you may want them to. Do not put information such as your address or birthday.